io. Software Integrations Find a solution using our software integrations that support POLi. $0. PayID will be an additional payment option available to your customers. POLi performs file system. How. POLi provides an economical alternative and I will be recommending POLi Payments to my customers to save on bank fees. In addition, Wheelz rewards players simply for. The transaction fee can also be collected from the customers as a surcharge. String: String: MerchantAccountSuffix: The merchant’s account suffix where the funds were to be paid. Forgotten password?A family business since 1975, New Zealand Gold Merchants (NZGM) is a leader in precious metals refining and bullion trading. Big brands including the Warehouse and Air New Zealand use POLi as a payment option, along with around 4,000 other business, and it remains popular among consumers with 1. POLi, an online payments service used by more than 4,000 local businesses, says during the COVID-19 Level 4 lockdown online retail transactions through POLi increased in April by 450%, including. How to Apply for POLi. Transaction Fee: $0. Wheelz Casino. The POLi support team will send you an email with your Merchant Credentials. The estimated value of polipay. There are two types of merchant account: 1. 1011 /. The fees will vary from one bank/provider to another, but watch out for these in particular. NZ top-level domain. POLi, as we know it today, was established in 2013, but the system’s journey began a while before then. 4% plus a fixed currency conversion fee. With 2. 30 fixed. POLi is available for Merchants with a bank account in: New Zealand; Features The POLi payment service is distributed in New Zealand by local company Merco Ltd. When prompted login using your Internet Banking username and password. 2st DEPOSIT 50% UP TO $200 + 50 Free SpinsBefore you request a QA test from our support team, you will need to complete 4 test transactions. People use Poli to pay for online services using debit money instead of credit. POLi is a fast, easy-to-use direct online payments platform that thousands of Kiwi businesses already love - plus millions of customers. If it is a POLi mobile casino, you will be able to make a POLi deposit using your mobile device. When the payment is confirmed the merchant and customer both receive a completed payment notification, so you can receive your goods or services quicker. To protect the integrity of the brand, it is important that merchants adhere to all aspects of this document. POLi is available for Merchants with a bank account in: New Zealand; Features On the page below, Merco has attached a copy of the POLi Payments Pty Ltd, Australia (Poli Payments) COVID-19 Pandemic Response as it relates to the POLi (transact) Service to New Zealand Merchants. Because you log in to your internet banking via the. Buy NZ Gold from a reputable gold refiner. You don’t have to register, so no information is stored that can be used to access your bank account. Whether a beginner or an advanced vaper, you can shop confidently from a New Zealand company. What is POLi? POLi is a direct online payments tool available to businesses here in New Zealand. POLi has been operating in New Zealand since 2007. NZ zone. Poli Payments Online Casinos. The merchant’s account sort code where the funds were to be paid. Air New Zealand has offered POLi as a payment option since May 2009. Payouts arrive on a 2-day rolling basis. Send the link to your customer via email or txt or embed in your invoice. Contact Us. What fees do merchant accounts charge in New Zealand? Like all services, there is a fee for establishing and using a merchant account. polipay. POLi is now available as a top-up mechanism on Velocity's prepaid debit cards called "Global Wallet". Learn more: NZ consumers’ top 5 ways to pay online; Top 5 Payment Gateways in New ZealandPOLi has responded to merchant and customer demand and is proud to announce that POLi now operates with the mobile versions of internet banking. 2. Bruneian Sultanate (1368–1888) The maximum territorial extent of the Bruneian Empire (yellow) with its vassals (light yellow) in 1521. com. Keep up with the modern age and move to out-pace your competitors. POLi operates exclusively in New Zealand and Australia and does not require you to create an account or provide personal information. Weigh up the pros and cons and decide if the merchant fees are worth the convenience to your customers. How POLi Works If you’re a merchant, increase sales & customer satisfaction with POLi – the simple Internet payment option with low fees. To update your account details, the process requires the involvement of two parties. Avril Lavigne’s Personal Stock Portfolio. Sell more online and benefit from our low transaction fees and easy set up. A payment gateway facilitates online transactions between a merchant and their customers, and processes such payments. co. Roughly merchant sends something to your bank saying a an ID like phone number, says amount and if a once,. There is no credit or debit card required to make a payment using POLi, only a bank account with any of the supported banks within the region. 7b ii) Input your Australian and/or New Zealand POLi Merchant and Authentication Codes 7b iii) Select the options you would like in your Particulars, Code, and Reference field 7b iiii) Tick the box to enable POLi in the checkout and Click “Save settings“ You are now set up and ready to accept POLi payments on checkout!Select the POLi payment option when you checkout. Visit merchants. String: String: MerchantAccountSuffix: The merchant’s account suffix where the funds were to be paid. 10:42 Super Mario Bros. Custom. You will receive an email from Sporty support when POLi has been turned on, ready for you to connect. Online casino sites where you can play slots with POLi. Reach more customers: Let them choose how they pay - 40% of POLi users have a credit card but choose to use POLi. Sell with POLi. Secure payments with Visa & MC. A merchant account is a holding place for the buyer’s money, where it waits to be deposited into the seller’s business bank account. This review has chosen the best options for those people looking to use POLi to fund their accounts and to get started today. The company – POLi Payments Pty Ltd, was established in 2006 and has, since then, gained the trust of most NZ gamblers. Latipay’s online payment gateway integration is available globally via API plugins for all leading e-commerce platforms, meaning Latipay’s online merchants span multiple countries and almost all sectors. Here they can select which account to use (i. POLi) Inside a company’s own app; To summarise what each of those. What is Poli and How does it Work? POLi is an online banking service that originated in New Zealand and Australia. Windcave Omnichannel Solutions. Email: support@zeald. Microsoft is another method to pay with POLi enabling shoppers and merchants to transfer money at their. 25 + 0. Nielsen data suggests that as recently as 2016, 66% of Kiwis used online shopping, with that figure projected to hit 83% by 2026. Due to the pricing, not all NZ online casinos accept POLi payments. You can make payments via POLi at numerous well-known brands and established brokers including TransferWise, Western Union, Pepperstone, IC Markets and CMC Markets. Direct online payment apps like POLi. POLi Payments news, press releases, latest news, awards eGaming Review Awards, the Learning Field, Tab. Susan Edmunds 05:00, Jul 14 2023. In December of 2014, Poli Payments was bought out by SecurePay Holdings, a subsidiary of the Australia Post. How POLi Works If you’re a merchant,. When the payment is confirmed the merchant and customer both receive a completed payment notification ensuring you can. Operational. The industry is regulated by The Australian Communications and. Over 4,000 businesses throughout New Zealand have signed up for POLi. The Merchant Style Guide provides information and instructions relating to the design and layout requirements when integrating POLi™ into your website. High-profile merchants use the POLi platform: Etihad Airways, Cathay Pacific, Air New Zealand, Virgin, Jet Star and Air Asia. This engaging platform captivates newcomers with an enticing bonus of up to $800, along with 100 free spins. Fees include GST. From this page, you will be able to update: Upon making any changes, please scroll down to the bottom of the page. New Zealand ©2023 Laybuy Holdings LTD. Deposit. Buy Now/Pay Later services such as Afterpay or Laybuy. A spokeswoman said it used POLi as a "viable alternative" for people who did not want to use credit or debit cards. nz. 3. POLi is a technology developed by Australia Post. Time to receive payments: Instant, or up to five business days. POLi is a great alternative for people without credit cards, or for those who have them but would prefer not to use them to shop online or pay a bill online. The company started its activity in 2004 and covers users from Australia and New Zealand to offer a state-of-the-art payment platform to make transactions online. POLi is available for Merchants located in: Australia New Zealand Features Low transaction fees Multi-currency support Control reconciliation data for New Zealand. Because you log in to your internet banking via the. This payment system ensures a safe and secure way of depositing money online and there’s no need to use a digital wallet because the transaction will be done automatically from the player’s bank account to. The payee particulars, payee code and payee reference details may then be provided in the merchant reference. Bet365 is one of the best general sports betting sites in Australia that accepts POLi. POLi is a debit payment system which allows your customers to make immediate payments directly from their bank account. It was launched in 2006, with the most recent version being launched in July 2012. As any online shopping enthusiast would attest, Poli is an easy and convenient instant banking service that has the specific perk of being native to New Zealand and Australia, which gives real money casino operators a payment process that is especially convenient for Kiwi gamblers. In order to do so, please follow the steps below. Politics in Nigeria has transformed into an enterprise rather than a platform for social service. Nigel is a director of Merco Ltd who is the master distributor of the POLi payment system in New Zealand. POLi payment is an online payment service in Australia and New Zealand that allows you to make a secure payment from your internet banking portal directly to a business such as WorldRemit. Personal login. The fees will vary from one bank/provider to another, but watch out for these in particular. Merchant login. Certified with all the major credit card schemes and PCI DSS. When opening Payment Page, you can have Payment Page opened with the Poli. 30. Poli currently operates only in Australia and New. New Zealand Police: It's essential to clarify that the New Zealand Police isn't directly related to POLi Payments. How does POLi work?What is POLi? The customer logs into their bank account via POLi which automatically fills out the transaction details for them - so there’s no chance they can enter the wrong payment amount or an incorrect account number. Existing merchants include: Virgin Australia, Jetstar, Sportsbet, Air New Zealand, Transferwise, WorldRemit, Ladbrokes and many more! POLi Payments is currently available in both Australia & New. So wherever you are and whatever you want to do with your money, just skrill it. Log into your bank account using POLi. Alternative Payments provides the POLi payments method as part of their service offering to merchants worldwide, including customer support, integration and reporting. Including how to make changes, card limits, refunds, payments, statements and much more. POLi Payments Pty Ltd (formerly known as Centricom) [1] is an online payments company based in Melbourne, Australia. Your ability to use POLi™ will only expire in accordance with these Terms or if a Merchant no longer accepts the POLi™ Service. How POLi Works If you’re a merchant, increase sales & customer satisfaction with POLi – the simple Internet payment option with low fees. POLi automates the payment process and certifies to the seller that the payment has been made. POLi is a major eCommerce payment solution used by more than 1600 Shopify Businesses throughout New Zealand. Online spending in New Zealand is on the rise. Zyber has partnered with POLi to make it even easier for our Shopify customers to increase sales. 4% + $0. 9% + $0. Contact our Sales team. How to Pay. Account2Account offers an alternative to accepting credit cards online. Accept Visa & Mastercard from: 2. It is reputed to be one of the best payment providers due to its safety record, simplicity and quick deposits. No credit card needed, no debt, no penalty interest. It is a prevalent online payment system in Australia and New Zealand and is accepted by different Merchants and customers in both countries. It boasts an extensive library of 3500 slots, table games, and live dealer offerings, catering to players of all preferences. POLi Payments Merchant Guidelines September, 2012 These Merchant Guidelines provide information and instructions relating to the design and layout requirements when integrating POLi™ into your website. With headquarters in Auckland, IE PAY is a financial service provider that integrates a wide range of major international mobile payment methods, such as Alipay, WeChat Pay and POLi. POLi as Payment Method – Online Casinos for Kiwis!Simple solutions. For example, on a $1000 sale, the merchant may charge their customer $1020 to pay. In order to collect payments using Signmee you must first add your POLi Merchant Credentials into Signmee. Learn more: NZ consumers’ top 5 ways to pay online; The decision to offer BNPL is a personal one, but definitely worth considering. Log In. for domestic cards. NZ zone. POLi is the largest provider of online account based debit payments in New Zealand. An example is a financial. Merchant sign up. All eWay plans offer free phone and chat support, no contract terms, and enrolment in the Merchant Trust Initiative. Accepting credit card payments online via PayPal. Setup Fee: $149 + bank fees. New Zealand Merchants - Special characters: @-=:?. How To Offset Your Company’s Carbon Emissions? June 17, 2023. Sadly, some banks do have standard charges for payments made using POLi. Despite there being massive growth in online shopping in New Zealand, up to a third of adult New Zealanders don’t own (or want to use) a credit card. Pay with internet banking. Paying with Paypal. 00 (excl. This payment option is easy to use and secure. In order to add the Stripe credit card gateway, follow the steps below. We are excited about the potential transactions and brand exposure this brings to POLi given the Velocity frequent flyer program has millions of members within Australia. 1 million adult New Zealanders do not own a credit card, so offer POLi payments to increase your online sales. The process is simple and safe. You don’t have to register, so no information is stored that can be used to access your bank account. About 500,000 people use the system monthly, generating 11 million transactions annually with a value of $1. Status History Report Issue. Unlike other payment processors, POLi. ASB does not support the POLi payment option. If you are a merchant, you have two available options for initiating these changes: Option 1: You can update any fields within the console, and then submit a change request for our support team to review and approve. We charge a fixed fee and a percentage of the transaction each time you accept a credit or debit card payment. 2; About half of Kiwis wish sending online payments was quicker. Log into your bank account using POLi. What is POLi Payment in NZ . 1. After adding their products to the shopping cart, customers select the POLi payment option instead of entering credit card details. POLi, formerly known as “Centricom”, is an Australian payment method founded in 2006 and it is available only to Kiwis casinos and Aussies. 00 (excluding GST) for My Honesty Box vendors, and takes a 1% fee for each transaction. Right now, POLi is offering all Shopify businesses their lowest-ever fee at just $0. Bank Transfer: This is the least popular option as you need. Buy now, pay later, for Android & iOS. Credit: Get more sales but pay less. 30. It is down to the merchant (i. Connecting an Existing POLi Account. These fees are currently set at 1% of the transaction amount, capped to a maximum of $1. Our New Zealand Sales Team is ready to answer any of your questions. 3. Players prefer gambling sites with flexible and swift payout banking options. Sign up to shop. Our world-class stores feature tasting stands, product testers and an extensive range of New Zealand and internationally-made e-liquid. 75% of my annual trade is done within one month so the merchant fees I pay on credit card transactions are astronomical. By adding POLi to your online. checking or savings). New Zealand players choose POLi as their main casino deposit method. Please see below information regarding the POLi changes on 6 July 2020 and the phone apps. This business developed, owns, and distributes the online payment method known as Poli, which is used by both customers and merchants alike in Australia and New Zealand. NZ top-level domain. Despite there being massive growth in online shopping in New Zealand, up to a third of adult New Zealanders don’t own (or want to use) a credit card. POLi has been operating in New Zealand since 2007 and is used by many government agencies as well as businesses including The Warehouse, Interislander and Harvey World Travel. It is the developer and provider of POLi, an online. Enter your email address into the field provided and you will be sent a link to verify the reset of your password. the past 10 years, New Zealand Pure / NZ Gold Merchants is known and respected Dealership. Schools To keep your school’s cash flow running smoothly and make it as easy as possible for parents and other parties to make payments. Poli casinos in New Zealand is prohibited. We have high-quality products and knowledge to ensure an exceptional vaping experience customised to your needs. POLi is a major eCommerce payment solution used by more than 1600 Shopify Businesses throughout New Zealand. POLi, an online payments service used by more than 4,000 local businesses, says during the COVID-19 Level 4 lockdown online retail transactions through POLi increased in April by 450%, including. Sign Up & Claim 20 Free Spins + 100 Free Spins for Deposit + 100% Match Deal up to €300. POLi for Charities & NFPs Make it a breeze to donate to your organisation online without complicated technical setup or high fees, while maintaining ease of use for donors. How POLi Works If you’re a merchant,. 2) Select the Start and End Date you wish to use and click ‘ Run Report ‘. Now you can offer POLi as a quick and secure alternative payment option in your Shopify store. Log into the Merco Merchant Services portal. Below you can find some of what we believe to be the most reputable POLi casino NZ: 888 Casino; Gaming Club; All Slots Casino; Lucky Nugget Casino; LeoVegas. While POLi Pay is free for users, merchants need to pay transaction fees. Signmee can be used to collect payments via POLi Payments for products/events/services. To access and use the Blacklist, log into the POLi Console and follow the instructions below: 1 ) Click “Update Blacklist” on the left menu. 2 How do Merchants communicate with POLi™?POLi™ exposes a set of web services known as ‘POLi™ Merchant API’ that can be called by merchantsto: Initiate a transaction, Query the details and status of transactions Obtain a list of banks that can be used with POLi™ and To generate a Payment URL. We list the best casinos powered by Playtech, Microgaming and NetEnt that accept deposit with POLi. Schools To keep your school’s cash. Reset Password. This new payment method does not require a digital wallet, but rather, a. Merchants who offer POLi on their checkout sell more by addressing a wider audience, substantially lower their payment costs and improve payment reconciliation. 50. It offers a very secure alternative to some of the. The primary reason cited for this decision is the reduced acceptance of the POLi platform by three major banks, rendering the business model. It is an online payment method that people and merchants alike like to use because it takes the user through the payment process step-by-step. This is a great option for merchants to offer an alternate payment method for. Alipay In App Marketing that attract more customers to your business. nz server is located in New Zealand, therefore, we cannot identify the countries where the traffic is originated and if the distance can potentially affect the page load time. Set up POLi payments. Around 1. This payment system is known for its security and reliability, allowing players to boost their balance without having to expose any banking details. GST) for non-profits, and $3. It holds onto these funds for a defined period of time before. Operational. Super low rates: We have some of the lowest transaction fees in New Zealand! POLi is a quick, easy-to-use, low-fees online payment option, helping to improve back office efficiencies for your business at the same time. This business developed, owns, and distributes the online payment method known as Poli, which is used by both. nz registered under . You don’t have to register, so no information is stored that can be used to access your bank account. Customers want choice online - let’s give it to them Not every Kiwi wants to pay online using a credit or debit card, or accrue debt with a Buy Now/Pay Later service. For a small country, New Zealand still represents a huge potential market in the world of e-commerce. There is a small fee associated with POLi transactions, but it is well worth the convenience. The payment amount in the specified currency has exceeded the merchant’s per transaction limit for that currency. com. The available payment methods are among the determinants of an ideal casino. $0. This payment gateway has no set up costs, and no recurring service fees. Latipay now offers Poli-pay for Australian and NZ merchants, along with global merchants wanting to accept payments from NZ and Australia. OVERVIEW. , located in Melbourne Australia. Advertisement POLi Pay is the perfect solution here – transfer money directly from and to your bank account without giving sensitive details. Search for POLi using the payment methods or provider search bar. by offering POLi, Shopify merchants can. Payments every day arrives in Aotearoa New Zealand. 1st DEPOSIT 100% UP TO $100 + 100 Free Spins. POLi has numerous server side transaction integrity checks to ensure no tampering. 7-day payment processing comes to NZ: What this means for you; Supercharge your online store as a pharmacy or vet – here’s how;POLi Payment Option For New Zealand Players. Account2Account. No more. PayID is supported by more than 100 banks and credit unions across Australia; this means more customers can use this PayID option to pay for goods and services. User Access Name: Password: I have a second factor token. nz is 5,840 USD. By using the POLi™ Service, you agree to be bound by the Terms in respect of POLi™. For customers, using PayPal to purchase from a business is usually free – because the merchant is covering the costs. 99 and $20 for order $200+) If you are paying by POLi payments, please check if you receive order confirmation email once you've completed the order as we have noticed for few orders, payment was done but the order didn't come through to us. Abigail Johnson’s 5 Secrets to Success. POLi is a online bank transfer system whereby the shopper pays for the goods and services through their trusted. #polipayblog 2The POLi payment service is distributed in New Zealand by local company Merco Ltd. online booking with Air New Zealand or Jetstar, paying the New Zealand Transport Agency or The Warehouse on their websites of 4 /4 Match case Limit results 1 per pageMerchant Admin Portal. • POLi is a real-time bank transfer service that allows customers with New Zealand bank accounts to make purchases and pay without using a credit card since 2007. It has its headquarters in Melbourne, Australia. Hence you have to have complete trust in the merchant (the owner of the site in the address bar). POLi is a quick, easy-to-use, low-fees online payment option, helping to improve back office efficiencies for your business at the same time. Payments are made instantly, no merchant bank account necessary, and our low transaction fees will keep you happy too. Free Promo Available Slots. POLi will now be available on the checkout ready for testing. , which has also seen a significant uplift in new merchants and organisations joining up and offering POLi to their customers. It’s free to use when paying for a WorldRemit. From that page: Select your bank. Software Integrations Find a solution using our software integrations that support POLi. Complete the POLi application form here to enable POLi to be linked to your Sporty site. In addition to having a merchant. For overseas transactions, the fee is 4. At the moment, there are over 50 online casinos in New Zealand that accept POLi. Going back to the example of an online purchase of $1000, the credit card fees on that transaction could be around $17, while POLi would only charge you $3. Fees include GST. Monthly Fee: $39 + bank fees. POLi is an online payment method that simplifies the process of connecting your bank account with Internet merchants, gambling sites, or other platforms. Input your Merchant Code and Authentication code into the Production Credentials section and. POLi is available for Merchants with a bank account in: New Zealand; FeaturesThe POLi payment service is distributed in New Zealand by local company Merco Ltd. In contrast POLi charges a 1 percent MSF which is capped at $3 per transaction, and only charges a $10 monthly service fee if the total sum of your transaction fees is less than $10. Pay with internet banking. In short, POLi would allow a customer to pay your organisation directly from their regular online banking account. Set up POLi payments. , which has also seen a significant uplift in new merchants and organisations joining up and offering POLi to. At launch the service is operational with nine banks within Australia and covers mainstream browsers on Android. POLi. Low cost: Transaction rate of 1% capped at $3. 7-day payment processing comes to NZ: What this means for you; Supercharge your online store as a pharmacy or vet – here’s how; Upgrade your Xero e. @Adam: quite—nothing whatsoever. Welcome to Merco Merchant Services. 3. For customers, using PayPal to purchase from a business is usually free – because the merchant is covering the costs. love paying later. POLi Payment is the leading online debit payment method in Australia. Shopify Join over 1500 businesses who are reaching more customers with POLi. 3. so sick of going to shops, even major chains, and "no paywave" stickers on the eftpos machines. In fact, it’s projected that around 83 percent of New Zealanders will. 2 million Kiwis trust POLi and have used it in the last three years, with 2800 plus merchants in New Zealand and substantially more in Australia. 30. for international cards*. New Zealand Transaction Pricing Windcave transaction pricing is designed as a consolidated service package for all popular payment methods and includes a merchant account and payment gateway. This change will impact direct credit transactions, direct debits, automatic payments, and bill payments. Polipay. See the list of other web pages hosted by Umbrellar Limited. How it Works. Read on to learn how you can use this payment system to withdraw funds from a POLi casino. POLipay | 102 followers on LinkedIn. 00 (excl. com. It is the developer and provider of POLi, an online payment system that is used by merchants and customers in Australia and New Zealand. Offer POLi to your customers quickly using our pre-built solutions. To protect the integrity of the brand, it is important that merchants adhere to all aspects of this document. No credit card needed, no. 3. The payment is protected by your bank's authentication and security. Option 2. Bambora is a company headquartered in Stockholm, Sweden with offices all over the world – including here in NZ. At the moment, there are over 50 online casinos in New Zealand that accept POLi. POLi is a supported browser payment method in the CommWeb payment gateway. During registration with POLi you must tell them you are a My Honesty Box vendor in order to get the $5. There is a transaction fee, which at the time of writing is 1% of the payment value, capped at $3 per transaction. 2 ) Enter the information of the account you wish to block Note: Enter BSB for AU accounts and Bank + Branch number for NZ accounts. For a while now, the country’s major banks have been hard at work setting up their systems so that their customers (you) can send and receive bank transfers any day of the year – 365 days, regardless of holidays. POLi is a debit payment system which allows your customers to make immediate payments directly from their bank account. Merco is focused on making POLi the online debit payment method of choice for New Zealand. In order to configure POLi on your Xero invoice, please follow the instructions below. These Terms apply separately to each and every payment or attempted payment facilitated by POLi™. Credit and debit cards. Paystation. Online shopping will be the increasing norm. 30 per transaction* Windcave merchants receive: Daily settlement (T+1) Service fees billed in. Select “Change Online Code preferences”. The New Zealand Transport Agency was the very first merchant to offer POLi payments to their customers. 1 Apply for a POLi Merchant Account. In New Zealand, according to the Payments NZ study we cited earlier, the most common ways Kiwis pay for things online are: Debit card; Credit card; Payment apps (i. co. POLi payment is an online payment service in Australia and New Zealand that allows you to make a secure payment from your internet banking portal directly to a business such as WorldRemit. Banks need to tighten up on merchants charging fees, and incidentally they need to make paywave mandatory. NZ top-level domain. In 2020, 66 New Zealand businesses earned an ISO 27001 certificate, almost double from the previous year (ISO Survey 2020). It offers a wide range of sports and events to bet on, including popular Australian sports like AFL and NRL, as well as international sports like soccer and tennis. The POLi payment service is distributed in New Zealand by local company Merco Ltd. If you encounter this issue update your Internet Banking “Online Code Preference Settings” to resolve the issue. Software Integrations Find a solution using our software integrations that support POLi. Checkout of shopping cart. There are two types of merchant account: 1. AU, NZ.